Banking & Credit

AI, Credit and the Art of De-jargoning

AI terminology can sound intimidating, especially to those of us who did not grow up with technology. But strip away the jargon, and concepts such as RAG, embeddings, Agentic AI and fine-tuning begin to look remarkably similar to principles bankers have followed for decades — retrieval, precedent, workflow, training and judgement. This article attempts to de-jargon four such concepts through the f